None of us intentionally plans to fail.
We don’t intend to falter, even when we embark on difficult quests, such as retiring with enough income for the rest of our lives.
However, sometimes we fail to plan and, as Benjamin Franklin reputedly said, anyone who does that really is planning to fail.
Consider this scenario: You come home from work with good news. You got a raise! If – when your spouse asks what your new take-home pay will be – you answer, “It depends,” you’ve got an issue, because it’s impossible to plan for how much you can spend and save.