Sometimes we only get serious about planning for retirement when we hit a bump in the road that reminds us about the consequences of being unprepared.
In the video below, Sam and Sally realize their own retirement plans aren’t adequate when Sally’s parents run into problems later in retirement.
Thinking about retirement as a two-stage process can help you deal with what is often our greatest fear: Running out of money. More
Marriage later in life can be a satisfying and romantic accomplishment, whether it is a first-time event or the rekindling of love after a divorce or death of a spouse.
However, unlike marriage in your 20s, making the commitment in your 50s, 60s or later suggests not so much a 
walk down the aisle as finding your way through a maze of decisions about money.
The union of two experienced people illustrates the quandaries of a modern mixed marriage: Whose investment philosophy will we follow and which financial advisor do we keep? More
There is confusion on the internet, and even in the financial industry, about the value of annuities. Some of the dissonance occurs because there are several types of annuities and it can be confusing to decide how some of them might apply to an individual’s retirement situation.
But if we concentrate on income annuities, either immediate or deferred, we will see that more institutions – and smart people – are talking about their benefits.
They are beneficial to people who have saved a decent amount for retirement and are trying to figure out how to create guaranteed income for life, as opposed to hoping their retirement savings, invested in stocks and bonds, last as long as they do. More
Event planners will tell you that when you make preparations for something huge down the road – a ribbon cutting, a wedding, a visit from the president – you start by scheduling backward from the big day. You will get a handle on when to send the invitations, for instance, 
when to call the rental company, and which bills will have to be paid by when.
The list includes an important deadline: When you have to turn up the dial from calm preparation to single-minded obsession.
Although the timeline is longer, you can do the same with retirement. The goal is always the same with any planning objective: Attend to the details beforehand so you can enjoy the event. More
To make money, one must constantly evaluate the state of the economy. It is always changing and when you adapt, you can create advantages for yourself. The latest change in the financial advising industry will benefit you as a consumer, but you will have to take more responsibility for educating yourself.
Instead of depending on an advisor to sell one product or another, consumers will investigate different products, make their decisions, and then rely on their financial counselor to help manage their money after that, perhaps with guidance on the investment markets, tax strategies and similar information.
The cost of services will go down because consumers will be doing more of the work. And confidence in the integrity of the service will increase because consumers will be better-educated and brokers won’t be allowed to advocate only for products on which they make a commission. More