I read an article recently whose headline announced “Secure Retirement Still Elusive for Many Employees.”

That same day, I read a story on whether or not sugar or fats were a cause of poor health.

In both cases, while there were lots of stats (some being challenged), the conclusions were the same old stuff.

  1. If you’re ready to retire, talk to an advisor, and
  2. If you want to be healthier, eat a balanced diet.

I think we need to do better in both areas.

With all the smart people and supercomputing power available, there have to be better solutions than those discussed.

We have our favorite solution when it comes to retirement – one that enables you to plan with certainty.

We’ll let the scientists and nutritionists focus on your diet.

A CBS News article called “Reverse Mortgages: The Rodney Dangerfield of Retirement,” played off that old Rodney Dangerfield adage, “I don’t get no respect,” equating reverse mortgages as the modern equivalent in the retirement planning world.

The article focuses on reverse mortgages and the lack of respect they get from advisors and consumers alike.

I agree with conclusions that they are often overlooked or misunderstood, but not that consumers or even advisors should read one or more books on the subject.

The answer is for some organization (it may be ours) to put together a compelling story about the smartest way to integrate reverse mortgages into a retirement plan.

It has to be simple, prove out with the numbers, and be customized to an individual’s circumstances. But we believe it can be done to the consumer’s advantage.

Ask Jerry if you’d like to hear a preview of our story.