How to Fix Social Security and What to Do While We Wait
Here are four proposals to modify Social Security and to ensure the program keeps going strong for future retirees.
I try to avoid political debates in my writing, but sometimes it’s unavoidable. Discussing Social Security and how to maintain its solvency is clearly a highly charged subject. It’s also timely, and I propose a new way to think about Social Security and how to leverage its administrative and actuarial support infrastructure.

My criteria for program changes are quite simple: (1) Social Security should be fair to all beneficiaries without the ability for anyone to “game” the system, and (2) Social Security’s ability to deliver lifetime cost-of-living protected income should be leveraged and made available in the private marketplace.
More