A recent New York Times article discussed ways to improve your retirement with investments in low-cost index funds. While it’s hard to argue against lower-cost funds for your stock market investments,  particularly if they outperform higher-cost actively managed funds, the planning for earning high investment returns should start long before you choose a fund.

If you are ready to dive into more detail about how to improve your returns, keep reading. Following these steps will lead to more, and safer, income during retirement, driven in part by better investment returns.

improve your investment returns