A headline in the New York Times the other day caught my eye. It read: Rates at Rock bottom Are Expected to Linger in Fed’s Latest Forecast.

The question that would be worthy of an in-depth article is, What Do Low Interest Rates Mean to Current and Future Retirees?

Based on conversations I’ve been having about exporting our Income Allocation planning method to Japan, which experienced the Lost Decade” of ultra-low (and even negative) interest rates, this is on the mind of investors around the globe. I tell them – and you – that an Income Allocation plan for retirement income that includes annuity payments, should address their concerns.

What to do with the cash in your retirement portfolio earning almost no interest?